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Paying for care

Havering money and debt advice service

We provide confidential, impartial and comprehensive advice. We take a practical approach in assisting those who have debts and provide tools needed for our clients to deal with everyday money issues.

How we can help?

We can:

  • prepare debt/financial plans
  • provide budgeting advice
  • negotiate with creditors on your behalf
  • maximise your income
  • deliver financial education
  • provide money skills courses
  • discuss options viable to you

You can contact us by emailing debtadvice@havering.gov.uk.  Web: click HERE


Click the links below for more information  

Welfare Rights Unit

National Debt Line

The money Advice Service

The Romford Citizen Advice Bureau

Step Change


Local authority funding for care

Depending on the support you need and your finances, you may be able to receive help towards the cost of your care. This may pay for all of your care or some of your care. A means tested financial assessment will decide how much help you can get towards the cost of care.

If they pay towards your care you can still pay for extra care yourself if you want.

If they help pay for your care this can be done in many ways:

  • they can arrange the care for you and pay for it
  • they can pay you money and you can arrange your own care (direct payments)
  • you can arrange your care and we they can pay them (individual service funds)

Or you can purchase care yourself privately without an assessment.

If you think you need care and would like a financial assessment please call 01708 432000.

If the Council are already helping you with the cost of care and you would like to change how it is paid, or if you think you may need more help please call 01708 432000.


Independent Age produce very helpful fact sheets on care homes fees and other subjects.

Tel: 0800 319 6789 8am – 8pm Monday to Friday

9am – 5pm weekends and Bank holidays



Another useful organisation is:

The Relatives & Residents Association                         

1 The Ivories

6-18 Northampton St


Tel: 020 7359 8148

Advice line is open Mon to Fri 9.30 to 4.30

020 7359 8136

info@relres.org   www.relres.org